Rates effective January 17, 2024
Certificates of Deposit
Term | Interest Rate | APY* |
---|---|---|
1-2 Months | N/A | N/A |
3-5 Months | 2.50% | 2.54% |
6-8 Months | 4.00% | 4.09% |
9-11 Months | 4.00% | 4.09% |
12-17 Months | 4.00% | 4.09% |
18-23 Months | 3.90% | 3.97% |
24-35 Months | 2.00% | 2.02% |
36-47 Months | 2.25% | 2.27% |
48-59 Months | 2.30% | 2.32% |
60 Months | 2.35% | 2.38% |
Term | Interest Rate | APY* |
---|---|---|
1-2 Months | 1.50% | 1.51% |
3-5 Months | 3.00% | 3.05% |
6-8 Months | 4.50% | 4.61% |
9-11 Months | 5.10%** | 5.22%** |
12-17 Months | 4.75% | 4.85% |
18-23 Months | 4.40% | 4.49% |
24-35 Months | 2.50% | 2.53% |
36-47 Months | 2.75% | 2.79% |
48-59 Months | 2.80% | 2.84% |
60 Months | 2.85% | 2.89% |
Term | Interest Rate | APY* |
---|---|---|
18-23 Months | 4.40% | 4.49% |
24-35 Months | 2.50% | 2.53% |
36-47 Months | 2.75% | 2.79% |
48-59 Months | 2.80% | 2.84% |
60 Months | 2.85% | 2.89% |
- Fees may reduce earnings.
- Certificate interest is compounded daily and paid monthly.
- Interest Rates subject to change without notice.
- Substantial penalty for early withdrawal.
- **Special rate NEW MONEY required.
*Annual Percentage Yield
Personal
Super Money Fund**
Minimum Balance: $1,000
Account Total | Rate | APY* |
---|---|---|
$1,000-$25,000.99 | 1.95% | 1.97% |
$25,001-$50,000.99 | 1.95% | 1.97% |
$50,001-$75,000.99 | 2.25% | 2.28% |
$75,001 and over | 2.25% | 2.28% |
Business
Super Money Fund
Minimum Balance: $2,000
Account Total | Rate | APY* |
---|---|---|
$2,000-$25,000.99 | 1.95% | 1.97% |
$25,001-$75,000.99 | 1.95% | 1.97% |
$75,001-$125,000.99 | 2.25% | 2.28% |
$125,001-$250,000.99 | 2.25% | 2.28% |
$250,001 and over | 2.30% | 2.33% |
- Withdrawals limited to no more than 6 automatic transfers, telephone transfers, online transfers or payments each monthly statement period.
Business Relationship Super Money Fund**
Minimum Balance: $5,000
Account Total | Rate | APY* |
---|---|---|
Minimum Deposit $5,000 | 3.00% | 3.04% |
*Annual Percentage Yield
**Requires 2 additional Cash Management products opened, such as payroll, e-wires, RDC, merchant.
Statement Savings
Min to Open | Interest Rate | APY* | Min. Daily Balance |
---|---|---|---|
$100.00 | 0.30% | 0.30% | $50 |
- Fees may reduce earnings.
- Statement Savings interest is compounded daily and paid quarterly. Super Money Fund interest is compounded daily and paid monthly.
- Quarterly service charge may apply on Statement Savings. Monthly service charge may apply on Super Money Fund.
- Interest rates subject to change without notice.
- Withdrawals limited to no more than 6 automatic pre-authorized transfers, telephone transfers, online transfers or payments each monthly statement period.
*Annual Percentage Yield
Interest Checking
Checking Accounts | Min to Open | Interest Rate | APY* | Min. Daily Balance* |
---|---|---|---|---|
Personal Interest Checking | $500 | 0.05% | 0.05% | $1,000 |
Better Interest Personal Checking | $1,000 | 3.00% | 3.04% | $1,000 |
Better Business Interest Checking | $500 | 0.20% | 0.20% | $2,500 |
- Fees may reduce earnings.
- Interest Checking interest is compounded daily and paid monthly.
- Monthly service charge may apply. See Account Information and Schedule of Service Fees.
- Interest rate subject to change without notice.
*Annual Percentage Yield
**Requires 2 additional Cash Management products opened, such as payroll, e-wires, RDC, merchant.