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We Know Our
Customers By Name

Home Bank of California is San Diego’s hometown bank. We offer our customers the best of both worlds – the personal service of a locally owned bank along with some of the most powerful capabilities available in online banking.

We Make
Business Banking Easy

Being a business owner is hard enough. That’s why Home Bank of California makes business banking easy.

All of our business banking services offer the convenience of online accessibility. And, you’ll find our fees are some of the most competitive in the banking industry.

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Lending Decisions
Made Locally

At Home Bank of California, we take pride in knowing our customers by name, and we are committed to helping San Diego County businesses grow.

Our business lending decisions are made locally, by members of our team that understand the challenges of growing and maintaining a business.

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More Options -
Lower Fees

It takes a lot of tools to manage business finances and daily transactions. From business bank accounts to merchant services to payroll and more, Home Bank of California offers more options and lower fees on the products and services you need to run your business better.

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Protecting You
Is Our Top Priority

At Home Bank of California, our priority is protecting and safeguarding your personal and account information. Check out some of our available resources and blog articles that can help you stay protected and confident with your online transactions and information. 

Protecting Your Identity >

Cybersecurity >

Keep Your Financial Information Safe & Secure >

Protecting Your Business From Fraud >

11 Ways to Check if a Website is Legit or Trying to Scam You>

 

What Our Clients Have to say

  • Home Bank of California provides all the services I need to run my business. I would recommend any business owner to work with them. It’s nice to know that I can pick up the phone and speak to someone at my bank.

    Hose Tech Logo
    - Jessica Kifer
    President & CEO
    Hose Tech
  • The best part of working with a community bank is knowing who my banker is. Javier Metoyer and the HBC staff are always there for me when I need anything. I feel like a valued client of the Bank rather than a number.

    Genina Padilla
    - Genina Padilla
    Owner
    Padilla Real Estate Services, Inc.
  • I recently had the honor of acquiring controlling ownership of DEL REY Systems & Technology, Inc., and approached Home Bank of California for assistance with all the financial requirements I encountered. Home Bank of California responded quickly and efficiently to my specific situation and demonstrated just how well they support their small business customers. They continue to impress me with their financial expertise along with their excellent customer service.  I highly recommend Home Bank of California to anyone looking for business banking with refreshingly positive and supportive communication.  

    Picture of Company owner Ken Garber
    - Ken Garber
    President & CEO
    Del Rey Systems & Technology
  • I am founder and President of a team sporting goods business based in San Diego. When the shutdowns hit in 2020, we were hit hard with what I call the 3 big strikes; we are in California, the most closed state, we sell to schools, and we sell team sporting goods. Our sales dropped 50% and our bank called our line of credit due to decreased sales. Home Bank of California stepped in and helped us get back on our feet with a line much larger than what we had in half the time. The Home Bank of California team was fast, professional, and extremely helpful

    Vince Maruca
    - Vince Maruca
    Founder & President
    Prime Sports Sales & Designs, Inc.
  • Home Bank of California allowed us to survive through the pandemic while retaining all of our employees. Then, when the owner was ready to retire, Home Bank of California stepped up and was instrumental in facilitating the transition of ownership for us. Their efforts allowed Diving Unlimited International to stay in San Diego and operate with our philosophy of employees first. Home Bank of California gave us the answers and service when the big banks would not. Their team provides service that is second to none. We are truly grateful for the relationship we have developed and look forward to the future with Home Bank of California as our partner!

    Diving Unlimited International Owners
    - Charles Schultz, COO | Dan Drake, CEO
    Owners
    Diving Unlimited International, Inc.
SIMPLE IRA for California Business Mandate