RDC Flash Sale One Panini Vision 1 scanner not to exceed $400 per taxpayer ID. HBC Remote Deposit Capture (RDC) Business account to be opened for processing of RDC deposits. $400 can be applied to the purchase of an HBC RDC approved scanner of the businesses choice if required other than a Panini Vision 1 scanner. RDC waiver of monthly service charge only for 3 months and only for NEW business deposit customers to bank. Receive a Scanner & 3 Month Fee Waiver LEARN MORE FLASH SALE EXTENDED THROUGH 01/29/2021 building WE ARE STILL LENDING! Expertise since 1981 in the Commercial and Multi-Family Real Estate Market LEARN MORE business meeting Get the financing you need. LEARN MORE SBA LENDING PROGRAMS OFFERING SBA 7(A) and SBA 504

We Know Our
Customers By Name

Home Bank of California is San Diego’s hometown bank. We offer our customers the best of both worlds – the personal service of a locally owned bank along with some of the most powerful capabilities available in online banking.

We Make
Business Banking Easy

Being a business owner is hard enough. That’s why Home Bank of California makes business banking easy.

All of our business banking services offer the convenience of online accessibility. And, you’ll find our fees are some of the most competitive in the banking industry.

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Lending Decisions
Made Locally

At Home Bank of California, we take pride in knowing our customers by name, and we are committed to helping San Diego County businesses grow.

Our business lending decisions are made locally, by members of our team that understand the challenges of growing and maintaining a business.

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More Options -
Lower Fees

It takes a lot of tools to manage business finances and daily transactions. From business bank accounts to merchant services to payroll and more, Home Bank of California offers more options and lower fees on the products and services you need to run your business better.

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What Our Clients Have to say

  • “In one of the greatest times of uncertainty that we’ve experienced in 11 years of practice, Home Bank of California stepped in big with funding our Paycheck Protection Program loan. Their personal attention and care for my unique needs as a business have been so impressive, we have moved ALL of our accounts to be under their watch. We are so excited to see how this move improves our business for years and decades to come. Thank you so much to everyone at Home Bank!”

    Dr Stanton Hom
    - Dr. Stanton Hom
    Future Generations Clinic of Chiropractic
  • “We own every world record there is for depth, temperature, and duration underwater. But not many people want to go under 30 feet of ice in Antarctica or in a thousand feet of water in the North Sea to fix an oil wellhead. That makes us very good, but not very big. When the virus hit we kept our employees on the payroll as our government requested. But our big bank couldn’t get us on Paycheck Protection Program, so we were drowning in payroll debt. Our local TV stations exposed our plight. Home Bank of California came to our rescue and got us coverage in less than 24 hours. Now that’s true super customer service. And they didn’t even have to wear a red cape to do it.”

    Dick Long
    - Dick Long
    Diving Unlimited International, Inc.
  • “When I first opened my chiropractic clinic in San Diego, I needed financing. I secured an SBA loan, but the terms were steep and the interest was high. As my business began to grow and thrive, I knew there had to be a better solution. Home Bank of California was there for me with competitive rates, better terms, and the warmth and eagerness to help that you can only find with a local bank. The approval process was a breeze. In the past, I had always banked with larger institutions.”

    Dr. James Neal
    - Dr. James Neal
    Comprehensive Spinal Care
  • “Banking is best if it’s local and personal. Home Bank of California delivers on both. My experience with them has been exceptional. Their decision-making process and out-of-the-box creativity set them apart from other banks.”

    - David Santistevan
    Senior Executive Vice President, Land Advisory Services
    Colliers International
  • “A personal touch is important to me and I appreciate when they address me by my name. Home Bank of California has been our family bank for over 20 years. They understand my business banking needs, and they can offer me solutions that other banks cannot.”

    Lucy Burni
    - Lucy Burni
    Burni Enterprises

Resources and information for individuals/businesses impacted by COVID-19 - Health & Safety First. Also see Protect Yourself from Scams Related to the Coronavirus.