Checking accounts
as unique as you

Low Minimum & Interest Earning Accounts

We Know Our
Customers By Name

Home Bank of California is San Diego’s hometown bank. We offer our customers the best of both worlds – the personal service of a locally owned bank along with some of the most powerful capabilities available in online banking.

We Make
Business Banking Easy

Being a business owner is hard enough. That’s why Home Bank of California makes business banking easy.

All of our business banking services offer the convenience of online accessibility. And, you’ll find our fees are some of the most competitive in the banking industry.

Continue Reading >

Lending Decisions
Made Locally

At Home Bank of California, we take pride in knowing our customers by name, and we are committed to helping San Diego County businesses grow.

Our business lending decisions are made locally, by members of our team that understand the challenges of growing and maintaining a business.

Continue Reading >

More Options -
Lower Fees

It takes a lot of tools to manage business finances and daily transactions. From business bank accounts to merchant services to payroll and more, Home Bank of California offers more options and lower fees on the products and services you need to run your business better.

Continue Reading >

What Our Clients Have to say

  • “When I first opened my chiropractic clinic in San Diego, I needed financing. I secured an SBA loan, but the terms were steep and the interest was high. As my business began to grow and thrive, I knew there had to be a better solution. Home Bank of California was there for me with competitive rates, better terms, and the warmth and eagerness to help that you can only find with a local bank. The approval process was a breeze. In the past, I had always banked with larger institutions.”

    Dr. James Neal
    - Dr. James Neal
    Comprehensive Spinal Care
  • “Banking is best if it’s local and personal. Home Bank of California delivers on both. My experience with them has been exceptional. Their decision-making process and out-of-the-box creativity set them apart from other banks.”

    - David Santistevan
    Senior Executive Vice President, Land Advisory Services
    Colliers International
  • “A personal touch is important to me and I appreciate when they address me by my name. Home Bank of California has been our family bank for over 20 years. They understand my business banking needs, and they can offer me solutions that other banks cannot.”

    Lucy Burni
    - Lucy Burni
    Burni Enterprises
  • “I own several businesses, and I am grateful to have Home Bank of California on my side. They have made it so easy for me to get the funding I need to expand my businesses and to purchase a new home. They have helped me in so many ways. I would not be where I am now without them.”

    Peter Rogers
    - Peter Rogers
    Mustang Shop of San Diego & Jamul Trading Post

Here is what we are doing to protect our customers and community - details at Health & Safety First