Home Bank of California

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Checking Accounts

Low Minimum Balances, Online Access & Interest Earning Option

Checking Account

Manage your money 24/7 with the online convenience of a personal checking account with Home Bank of California.

Personal Checking
  • $100 Minimum Deposit To Open
  • Service Charge Waived With Minimum Daily Balance of $100 or $5,000 combined average in other HBC accounts.
  • Online Banking & E-Statements Included
  • Debit/ATM Card
Interest Earning Checking
  • $500 Minimum Deposit To Open
  • Service Charge Waived With Minimum Daily Balance of $1000
  • Earn Interest On Daily Balances
  • Online Banking & E-Statements Included
  • Debit/ATM Card

Check out current rates. Contact Us To Open An Account

*Refer to Fee Schedule for full listing

What Our Clients Have to say

  • “In one of the greatest times of uncertainty that we’ve experienced in 11 years of practice, Home Bank of California stepped in big with funding our Paycheck Protection Program loan. Their personal attention and care for my unique needs as a business have been so impressive, we have moved ALL of our accounts to be under their watch. We are so excited to see how this move improves our business for years and decades to come. Thank you so much to everyone at Home Bank!”

    Dr Stanton Hom
    - Dr. Stanton Hom
    Owner
    Future Generations Clinic of Chiropractic

  • “We own every world record there is for depth, temperature, and duration underwater. But not many people want to go under 30 feet of ice in Antarctica or in a thousand feet of water in the North Sea to fix an oil wellhead. That makes us very good, but not very big. When the virus hit we kept our employees on the payroll as our government requested. But our big bank couldn’t get us on Paycheck Protection Program, so we were drowning in payroll debt. Our local TV stations exposed our plight. Home Bank of California came to our rescue and got us coverage in less than 24 hours. Now that’s true super customer service. And they didn’t even have to wear a red cape to do it.”

    Dick Long
    - Dick Long
    Owner
    Diving Unlimited International, Inc.

  • “When I first opened my chiropractic clinic in San Diego, I needed financing. I secured an SBA loan, but the terms were steep and the interest was high. As my business began to grow and thrive, I knew there had to be a better solution. Home Bank of California was there for me with competitive rates, better terms, and the warmth and eagerness to help that you can only find with a local bank. The approval process was a breeze. In the past, I had always banked with larger institutions.”

    Dr. James Neal
    - Dr. James Neal
    Owner
    Comprehensive Spinal Care

  • “Banking is best if it’s local and personal. Home Bank of California delivers on both. My experience with them has been exceptional. Their decision-making process and out-of-the-box creativity set them apart from other banks.”

    Sanistevan-David
    - David Santistevan
    Senior Executive Vice President, Land Advisory Services
    Colliers International

  • “A personal touch is important to me and I appreciate when they address me by my name. Home Bank of California has been our family bank for over 20 years. They understand my business banking needs, and they can offer me solutions that other banks cannot.”

    Lucy Burni
    - Lucy Burni
    Burni Enterprises

Resources and information for individuals/businesses impacted by COVID-19 - Health & Safety First. Also see Protect Yourself from Scams Related to the Coronavirus.