Home Bank of California

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Checking Accounts

Low Minimum Balances, Online Access & Interest Earning Option

Checking Account

Manage your money 24/7 with the online convenience of a personal checking account with Home Bank of California.

Personal Checking
  • $100 Minimum Deposit To Open
  • Service Charge Waived With Minimum Daily Balance of $100 or $5,000 combined average in other HBC accounts.
  • Online Banking & E-Statements Included
  • Debit/ATM Card
Interest Earning Checking
  • $500 Minimum Deposit To Open
  • Service Charge Waived With Minimum Daily Balance of $1000
  • Earn Interest On Daily Balances
  • Online Banking & E-Statements Included
  • Debit/ATM Card

Check out current rates. Contact Us To Open An Account

*Refer to Fee Schedule for full listing

What Our Clients Have to say

  • “When I first opened my chiropractic clinic in San Diego, I needed financing. I secured an SBA loan, but the terms were steep and the interest was high. As my business began to grow and thrive, I knew there had to be a better solution. Home Bank of California was there for me with competitive rates, better terms, and the warmth and eagerness to help that you can only find with a local bank. The approval process was a breeze. In the past, I had always banked with larger institutions.”

    Dr. James Neal
    - Dr. James Neal
    Owner
    Comprehensive Spinal Care

  • “Banking is best if it’s local and personal. Home Bank of California delivers on both. My experience with them has been exceptional. Their decision-making process and out-of-the-box creativity set them apart from other banks.”

    Sanistevan-David
    - David Santistevan
    Senior Executive Vice President, Land Advisory Services
    Colliers International

  • “A personal touch is important to me and I appreciate when they address me by my name. Home Bank of California has been our family bank for over 20 years. They understand my business banking needs, and they can offer me solutions that other banks cannot.”

    Lucy Burni
    - Lucy Burni
    Burni Enterprises

  • “I own several businesses, and I am grateful to have Home Bank of California on my side. They have made it so easy for me to get the funding I need to expand my businesses and to purchase a new home. They have helped me in so many ways. I would not be where I am now without them.”

    Peter Rogers
    - Peter Rogers
    Mustang Shop of San Diego & Jamul Trading Post