Freedom Banking

With Home Bank of California, it’s easy and safe to manage your money from virtually anywhere!

Freedom Banking from Home Bank of California has been proven to be the best option for individuals, couples and businesses who want a hassle-free experience when it comes time to managing their finances. Access and manage your money from anywhere with web banking, mobile banking apps, nationwide ATM network, and Remote Relationship Managers available to personalize your banking experience.

Freedom Banking is available to you 24 hours, a day 7 days a week, so that no matter what time it is, or how hectic life gets, we’ve got your back!

Freedom to VIEW

Securely view and manage your accounts either online (www.HBC.bank), from our Mobile Banking app, or at any of our MoneyPass® ATMs.

Check account balances and manage budgets
Monitor account activity
Set alerts – to monitor your activity and to prevent fraud
Transfer funds – both internal and external transfer capabilities
Deposit¹ or withdrawal cash
Deposit checks with your phone with our mobile deposit capture service
Change your address and contact information
Request a new or updated PIN
View and request statement copies
Report fraudulent activity

Freedom to PAY

Centralize your payment activity with our online banking platform and other e-services. We offer a full-range of access and transaction capabilities to help you bank more securely and efficiently.

Our Online Banking services provide you the ability to:

Pay any company – payment can be sent via electronic or check
Schedule future payments
Set up autopay – for recurring billing and amounts
Manage your budget – stay focused on the bottom-line by monitoring expenses and income easily
Review your payment history
Pay individuals and vendors (transfer money)

Our Digital Wallet feature provides you the ability to securely stores virtual versions of debit and credit cards, so you don’t need to enter your card details or carry a physical card at all to make payments.

Freedom to GROW

Convenience and experience are two key ingredients that your bank should provide to help your financial goals, and Home Bank of California comes with both!

Our Remote Relationship Management Services are convenient and safe virtual services to help you manage your accounts and to connect directly with our experienced bankers, who can discuss your unique financial needs and future plans. They will identify financial solutions that are a right fit for your life or business.

Remote Deposit Capture

Remote Deposit Capture is an easy way to deposit checks directly into your Home Bank of California account without having to visit a branch.

MOBILE Deposit Capture (for personal and business banking) is a no-cost service included with our Mobile Banking App to quickly capture a picture of your checks and deposit them directly into your account.

DESKTOP Remote Deposit Capture (for business banking only) enables you to deposit unlimited checks anytime from the convenience of your home or office.

Freedom to GO!

Come home to Home Bank of California and experience how easy banking should be. On your own terms, on your own time. Gain the freedom to go where you want, when you want, while banking on the go!

We offer several ways to ensure you have access to your accounts and empower you to manage your personal finances to meet your goals. We believe safe and flexible virtual banking services are essential for anyone.

Serving San Diego since 1981, we are committed to providing you with the excellence in service you expect and deserve, we’re there when you need us.

(858) 270-5881 | 4493 Ruffin Road, San Diego, CA 92123

Monday through Friday, 9am – 5pm

¹Not all MoneyPass ATMs accept cash or check deposits.

What Our Clients Have To Say

We highly recommend Home Bank of California! Christine and the rest of the staff are always willing to help. They are very professional and knowledgeable, and provide quality service!

- Beckey Jackson

Electrical Solar & Lighting, Inc.
We have been extremely pleased with Home Bank of California, and would highly recommend them. Christine and the entire staff are always very helpful and knowledgeable. Great people to work with!

- W. E. “Buddy” Heuslein

Owner

W.E. Heuslein General Contractor, Inc.
The Home Bank of California (HBC) team goes above and beyond to make me feel like a valued customer. I initially made the switch to take advantage of the savings account product my previous bank didn’t offer, but quickly realized it’s the customer service that makes them special. Unlike larger banks, I cherish the personal connection with the HBC team and feel the service I receive is tailored to my specific needs as a business owner. Good products, great service, couldn’t ask for anything more!

- Phillip Fowler

Owner

Happy2Help Transportation
Another small business owner recommended Home Bank of California, and they are the perfect fit for us. We have an individual banker to communicate with, and their team has been on top of our needs so far. If you are looking for a nimble business focused bank, Home Bank of California is for you.

- Eric Farrer

Owner

1850 Realty
Home Bank of California has been an invaluable partner for our 50 year old family business. These are delicate times, with many pressures, seemingly from every direction. Their dedicated team genuinely cares about our success. These life-long bankers offer essential support with banking needs, but also important aspects like finding capital for improvement and supporting fraud prevention (and remediation). I can always reach out to someone who takes the time to understand our needs, ensuring we stay operational and focused on growth and maintaining solid jobs. When big banks have you questioning who cares about the little guys, HBC is a great place to have a conversation.

- Rebecca Tall

Owner

City Farmers Nursery
Home Bank of California provides all the services I need to run my business. I would recommend any business owner to work with them. It’s nice to know that I can pick up the phone and speak to someone at my bank.

- Jessica Kifer

President & CEO

Hose Tech
The best part of working with a community bank is knowing who my banker is. The Home Bank of California staff is always there for me when I need anything. I feel like a valued client of the bank rather than a number.

- Genina Padilla

Owner

Padilla Real Estate Services, Inc.
I recently had the honor of acquiring controlling ownership of DEL REY Systems & Technology, Inc., and approached Home Bank of California for assistance with all the financial requirements I encountered. Home Bank of California responded quickly and efficiently to my specific situation and demonstrated just how well they support their small business customers. They continue to impress me with their financial expertise along with their excellent customer service. I highly recommend Home Bank of California to anyone looking for business banking with refreshingly positive and supportive communication.

- Ken Garber

President & CEO

Del Rey Systems & Technology
I am founder and President of a team sporting goods business based in San Diego. When the shutdowns hit in 2020, we were hit hard with what I call the 3 big strikes; we are in California, the most closed state, we sell to schools, and we sell team sporting goods. Our sales dropped 50% and our bank called our line of credit due to decreased sales. Home Bank of California stepped in and helped us get back on our feet with a line much larger than what we had in half the time. The Home Bank of California team was fast, professional, and extremely helpful.

- Vince Maruca

Founder & President

Prime Sports Sales & Designs, Inc.
Home Bank of California allowed us to survive through the pandemic while retaining all of our employees. Then, when the owner was ready to retire, Home Bank of California stepped up and was instrumental in facilitating the transition of ownership for us. Their efforts allowed Diving Unlimited International to stay in San Diego and operate with our philosophy of employees first. Home Bank of California gave us the answers and service when the big banks would not. Their team provides service that is second to none. We are truly grateful for the relationship we have developed and look forward to the future with Home Bank of California as our partner!

- Charles Schultz, COO | Dan Drake, CEO

Owners

Diving Unlimited International, Inc.
From start to finish, my experience with Home Bank of California was smooth. I truly felt like the whole team took the time to understand my business needs, working closely with me every step of the way to reach my desired outcome. Their staff and services are attentive, professional, and highly personalized. As a business owner myself, these qualities are not only deeply important in terms of client relationships, but they are also greatly appreciated when navigating any banking process. I would recommend Home Bank of California to anyone exploring financial solution providers.

- Armando Anselmo

Owner

Champion Eyes
We are so grateful to Home Bank of California. We feel like they truly took the time to learn and understand our business. The HBC team was instrumental in helping us to navigate through the SBA process and get this deal across the finish line.

- Oscar & Sandra Vargas

Owners

Santa Fe Park Inc.
A personal touch is important to me and I appreciate when they address me by my name. Home Bank of California has been our family bank for over 20 years. They understand my business banking needs, and they can offer me solutions that other banks cannot.

- Lucy Burni

Burni Enterprises