Home Bank of California works hard to protect your information and money. We have implemented many online security measures that safeguard the information you trust us with for managing your accounts and helping you succeed with your financial goals.
We use the most current Web browser support for secure data transmission. Data is securely encrypted via a security key so that unauthorized people cannot read it as it travels across the internet.
Our Web server uses a 128 bit secure key to encrypt the data. A 128 bit key corresponds to more than 1,000,000,000,000 possible unique random numbers. This means that in the unlikely event that an unauthorized computer was to attempt a brute force decryption of the secure data, the unauthorized computer would need to try up to one hundred billion passwords. Even if such a process was to succeed, the 128 bit key is only used for one session so the process would need to be repeated each time a visitor accesses our secure Web server.
While no Web security can be absolutely perfect, we use the industry-standard protocols. If at any time you are not comfortable with applying online, please contact us and we will be happy to take your application over the phone.
Knowing That the Connection Is Secure
All of the online application forms on this website are secure. When you are using one of these forms, there are a number of ways that you can tell if the page is secure.
- Look at your browser’s ‘Address’ or ‘Location’ bar. A secure page starts with “HTTPS://” instead of the usual “HTTP://”.
- Look at the bottom of your browser window. You should see either a key or padlock graphic depending upon your browser version. You can click on these graphics to reveal more security information and options.
How You Can Protect Yourself
You can protect yourself with these cybersafety tips and resources.
- Keep your phone, tablet and computer up to date with the latest browsers, operating systems and antivirus software.
- Beware of scammers that are using fake email (a technique known as phishing) or text messages (SMSishing or smishing) or voice calls (vishing) to trick you into giving them your personal information. Get all the details and what to do if you suspect phishing by visiting Consumer FTC – How to Recognize and Avoid Phishing Scams. For more information about smishing visit FCC – Avoid the Temptation of Smishing Scams.