EXPAND YOUR PAYMENT OPTIONS & BOOST YOUR BUSINESS

Discover how our merchant processing services can help your business grow by offering more ways for customers to pay.

Request more information about Merchant Services

What are Merchant Services?

Merchant services provide a range of payment solutions tailored to your business needs. Whether you’re a small business looking to accept credit and debit cards, an online retailer seeking efficient payment processing, or a company wanting to set up recurring payments, our merchant services offer convenience for your customers and quick access to funds for you!

Comprehensive Payment Processing

Accept all major credit and debit cards, ACH payments, eChecks, and even gift cards. Our solutions cater to various transaction types:

In-person sales with modern, chip-enabled terminals
Phone orders for remote transactions
Online payments for your digital storefront

Benefit from same-day or next-day funding options to improve your cash flow, and enjoy seamless integration with popular accounting software like QuickBooks.

Flexible Payment Solutions

Process payments anywhere, anytime:

Mobile payment processing for iOS and Android devices
Secure online payment gateways
Easy-to-use card readers for in-person transactions

Set up recurring billing, send invoices, and provide receipts to your customers—all from a secure, online platform.

Advanced Point of Sale (POS) Systems

Streamline your operations with smart POS solutions that offer:

Efficient payment processing
Sales and inventory tracking
Customer relationship management tools
Detailed reporting and analytics for informed decision-making

Why Choose Our Merchant Services?

Increase sales potential by accepting multiple payment methods
Enjoy cost-effective processing with transparent pricing
Enhance security with PCI-DSS compliance and advanced protection measures
Improve efficiency through streamlined payment processes
Gain valuable insights from transaction data and analytics
Access 24/7 technical support for minimal downtime
Benefit from customizable solutions tailored to your business needs

Ready to explore how our merchant services can help your business thrive? Contact Home Bank of California today to discuss your options and find the perfect payment solution for your needs.

Request more information about Merchant Services

What Our Clients Have To Say

We highly recommend Home Bank of California! Christine and the rest of the staff are always willing to help. They are very professional and knowledgeable, and provide quality service!

- Beckey Jackson

Electrical Solar & Lighting, Inc.
We have been extremely pleased with Home Bank of California, and would highly recommend them. Christine and the entire staff are always very helpful and knowledgeable. Great people to work with!

- W. E. “Buddy” Heuslein

Owner

W.E. Heuslein General Contractor, Inc.
The Home Bank of California (HBC) team goes above and beyond to make me feel like a valued customer. I initially made the switch to take advantage of the savings account product my previous bank didn’t offer, but quickly realized it’s the customer service that makes them special. Unlike larger banks, I cherish the personal connection with the HBC team and feel the service I receive is tailored to my specific needs as a business owner. Good products, great service, couldn’t ask for anything more!

- Phillip Fowler

Owner

Happy2Help Transportation
Another small business owner recommended Home Bank of California, and they are the perfect fit for us. We have an individual banker to communicate with, and their team has been on top of our needs so far. If you are looking for a nimble business focused bank, Home Bank of California is for you.

- Eric Farrer

Owner

1850 Realty
Home Bank of California has been an invaluable partner for our 50 year old family business. These are delicate times, with many pressures, seemingly from every direction. Their dedicated team genuinely cares about our success. These life-long bankers offer essential support with banking needs, but also important aspects like finding capital for improvement and supporting fraud prevention (and remediation). I can always reach out to someone who takes the time to understand our needs, ensuring we stay operational and focused on growth and maintaining solid jobs. When big banks have you questioning who cares about the little guys, HBC is a great place to have a conversation.

- Rebecca Tall

Owner

City Farmers Nursery
Home Bank of California provides all the services I need to run my business. I would recommend any business owner to work with them. It’s nice to know that I can pick up the phone and speak to someone at my bank.

- Jessica Kifer

President & CEO

Hose Tech
The best part of working with a community bank is knowing who my banker is. The Home Bank of California staff is always there for me when I need anything. I feel like a valued client of the bank rather than a number.

- Genina Padilla

Owner

Padilla Real Estate Services, Inc.
I recently had the honor of acquiring controlling ownership of DEL REY Systems & Technology, Inc., and approached Home Bank of California for assistance with all the financial requirements I encountered. Home Bank of California responded quickly and efficiently to my specific situation and demonstrated just how well they support their small business customers. They continue to impress me with their financial expertise along with their excellent customer service. I highly recommend Home Bank of California to anyone looking for business banking with refreshingly positive and supportive communication.

- Ken Garber

President & CEO

Del Rey Systems & Technology
I am founder and President of a team sporting goods business based in San Diego. When the shutdowns hit in 2020, we were hit hard with what I call the 3 big strikes; we are in California, the most closed state, we sell to schools, and we sell team sporting goods. Our sales dropped 50% and our bank called our line of credit due to decreased sales. Home Bank of California stepped in and helped us get back on our feet with a line much larger than what we had in half the time. The Home Bank of California team was fast, professional, and extremely helpful.

- Vince Maruca

Founder & President

Prime Sports Sales & Designs, Inc.
Home Bank of California allowed us to survive through the pandemic while retaining all of our employees. Then, when the owner was ready to retire, Home Bank of California stepped up and was instrumental in facilitating the transition of ownership for us. Their efforts allowed Diving Unlimited International to stay in San Diego and operate with our philosophy of employees first. Home Bank of California gave us the answers and service when the big banks would not. Their team provides service that is second to none. We are truly grateful for the relationship we have developed and look forward to the future with Home Bank of California as our partner!

- Charles Schultz, COO | Dan Drake, CEO

Owners

Diving Unlimited International, Inc.
From start to finish, my experience with Home Bank of California was smooth. I truly felt like the whole team took the time to understand my business needs, working closely with me every step of the way to reach my desired outcome. Their staff and services are attentive, professional, and highly personalized. As a business owner myself, these qualities are not only deeply important in terms of client relationships, but they are also greatly appreciated when navigating any banking process. I would recommend Home Bank of California to anyone exploring financial solution providers.

- Armando Anselmo

Owner

Champion Eyes
We are so grateful to Home Bank of California. We feel like they truly took the time to learn and understand our business. The HBC team was instrumental in helping us to navigate through the SBA process and get this deal across the finish line.

- Oscar & Sandra Vargas

Owners

Santa Fe Park Inc.
A personal touch is important to me and I appreciate when they address me by my name. Home Bank of California has been our family bank for over 20 years. They understand my business banking needs, and they can offer me solutions that other banks cannot.

- Lucy Burni

Burni Enterprises