A recent survey shows that 70 percent of Americans would prefer to do business with a veteran-owned business. Further, the same survey revealed that 95 percent of American consumers said they “feel a sense of trust and gratitude towards veterans.” With San Diego being a central location for every branch of the military, the opportunities …
5 Budgeting Essentials for Small Businesses
No one said running your own company was easy. You may have expected the start-up costs, but many self-made owners don’t realize that expenses rack up long after the grand opening. It’s important to create and stick to a budget that will help you navigate through all the financial fluctuations you’re bound to go through. …
Financing Options For Small Businesses
When running a small business, there are a wide variety of expenses that come along with it. Everything from the staff to office supplies needs to be in check for a small business to be fully operational. Unfortunately, for most small businesses, this comes to an amount that most people do not have simply laying …
Do you really need to go to a branch anymore?
Once upon a time, you relied on a network of branches to access your business banking information, resolve issues, and conduct banking transactions. With the rapid advancement of software and technology, banking is now available to you in your office, at home, and on your mobile devices. As a business owner, you have limited time …
How to and why build a relationship with your banker
Banking is more than a simple transaction or application for credit. Banking your business should be about a relationship with a knowledgeable and experienced business banker that is a partner for your business’ financial well-being. Here are some useful best practices and insights that will help you identify a healthy and trusted business banking relationship. …
Are you a little fish in a big pond? Benefits of a small, local bank.
No matter the size of your business, the challenges are always the same. Never enough time. You need to continually promote your business, manage people and inventory, monitoring budgets…the list goes on and on. It is a cycle of activities that you, as a business owner, must tackle because your business is your passion. The …
Top 5 Best Practices to Strengthen Your Business Credit Application
1 – Know what you want. If you have a goal to expand your business, be specific about what expansion truly means. Are you adding more office staff? Purchasing or upgrading equipment? Are you moving to a larger storefront? Each of these needs has a different financial solution. By describing your business goal as part …
