Once upon a time, you relied on a network of branches to access your business banking information, resolve issues, and conduct banking transactions. With the rapid advancement of software and technology, banking is now available to you in your office, at home, and on your mobile devices.
As a business owner, you have limited time to focus on the administrative part of your business. Using the various online banking channels will give you more time and flexibility to run your business, and not let your business run you.
Here is how Home Bank of California makes business banking easy, safe, and convenient for you!
You can quickly locate a local ATM using our Home Bank of California mobile banking app. We provide our customers expanded access to thousands of ATMs nationwide with no surcharge through the MoneyPass ATM network. You can even make a deposit to your account (at designated locations.)
In addition to using an ATM for deposits, you can quickly and securely use remote deposit with our bank’s mobile banking app to take a picture of your check and deposit into your account. No waiting in lines or wasting gas.
ACCESSING ACCOUNT INFORMATION
Whether you are at the office, in a business meeting, visiting customers, or relaxing at home, you have instant access to all your business banking accounts (balances, transactions, statements, etc.) through our mobile banking app and online banking. Nearly all banking services (ordering new ATM cards, setting up travel notifications, etc.) can be done online.
USING ONLINE SERVICES
Monitoring and protecting your accounts have never been simpler.
- Use positive pay services to review checks as they clear your account
- Submit wire transfers online
- Set up automated payments (ACH) to/from your account for payroll or to pay vendors
- Order new checks, print a statement
- Make a transfer between accounts
- And so much more!
Using our online banking services as your virtual branch will give you the flexibility to do it all from your office, your home, or while you are on the go.
Paper statements and bills can be overwhelming at times. Choose paperless statements for your banking and other billing services (most will provide this option) and access your statements online. This is a convenient way to access digital copies of all your statements and help promote a greener planet! And best of all, you never have to order a copy of a statement again as they are available online and free.
SPENDING WITH CONFIDENCE
Using a debit or credit card provides security and peace of mind that if there is any fraudulent activity associated with your card, you have protections to dispute transactions. You can manage your spending with the convenience of online transaction reviews, and many credit cards offer online charts to show you where you spend your money (supplies, vendor payments, gas, etc.) that puts your spending into perspective.
Additionally, providing your employees with a company card to handle expenses and office needs can streamline your cash flow process while you still can monitor all spending by employees, including placing spending limits.
GLOBAL ACCESS WITH YOUR OWN VIRTUAL BRANCH
Never has banking been easier. Take advantage of all the online banking services and make your own virtual branch, available to you worldwide and around the clock.
Have more questions? Contact us at (858) 270-5881.